Sometimes it is either not possible nor appropriate to settle a dispute.

It may be that the claim pursued is not valid or the claimant may be unreasonable in its demands.

Matters of principle or precedent must also be fought.

An assessment must be made as early as possible to determine whether a claim is to be settled. If a claim is to be fought we set reserves appropriately and prepare the case in order to produce the greatest probability of a successful outcome at trial. 

Unlike some, we will not change course unless something fundamental arises.